Mortgage Experts
Mortgage Experts
At Everglow Finance, we see mortgages as crucial financial resources that need expert management and guidance to be utilised properly. By adopting the appropriate strategy, you can use a mortgage to increase equity and wealth for yourself and your family.
- First Home BuyerWelcome to the world of homeownership! Congratulations on taking the first step towards owning your first home in New Zealand. Buying your first home is a big achievement, but it can also be overwhelming. Don't worry, we're here to simplify the process and guide you through it.Request a Call
With a clear plan in place, you'll have the confidence and knowledge to navigate the necessary steps towards buying your first home. We'll work with you to understand your goals and create a personalized plan for your initial home purchase. This plan will cover everything from assessing your finances to determining how much you can borrow, consider Grants that may be available to you, setting savings goals, and getting pre-approval.
By working together, we ensure that your transition into homeownership is smooth and rewarding, allowing you to embark on this exciting journey with ease and assurance.
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Next Home Buyer
Welcome to the next phase of homeownership! If you've navigated the home buying process previously, you understand its intricacies, yet each journey presents its unique challenges. Deciding whether to sell, buy, or rent your current property requires careful consideration.Request a Call
Let us guide you in crafting a sound mortgage strategy from the outset, enabling you to focus on securing your next dream home with confidence. Our team is dedicated to tailoring a personalized mortgage plan that aligns with your goals and financial situation. Reach out to us today to initiate the creation of your customized mortgage plan and take the next step toward achieving your homeownership aspirations. With our expertise and support, you can navigate the complexities of the real estate market with ease and assurance.
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New Build and Construction Loans
Whether you're interested in acquiring land for construction, purchasing a ready-to-move-in property, or embarking on development within your existing property, Everglow Finance is here to provide you support.Request a Call
The construction loan journey can be intricate, especially considering the varying lending criteria among different banks. This is why it's crucial to collaborate closely with your advisor to ensure that the selected loan aligns perfectly with your needs.
Given the complexity and potential duration of the construction loan process, coupled with the possibility of changes in your build or personal circumstances, it's essential to maintain a close partnership with your financial adviser. Anticipating and addressing any alterations that may impact your application is key.
Whether this is your first home or a substantial property development, our goal is to guide you through the construction process seamlessly and ensure a smooth navigation of every step.
- Restructuring, refixing or refinancingAre you thinking of restructuring or refixing your loan, or perhaps refinancing with another bank?Request a Call
Engaging with a professional adviser specializing in this field, who serves as an intermediary between you and your current bank, is crucial for securing the most favorable arrangement.
Throughout this process, Everglow adviser will not only present alternative banking options but also engage in negotiations to secure competitive rates and potential cash back offers from the new bank seeking your business. This meticulous approach ensures that you receive a comprehensive analysis, detailing all advantages and risks, empowering you to make well-informed decisions.
Considering that this involves the most substantial funds in your life, obtaining expert advice is imperative. Moreover, this process provides the opportunity to reorganize any debt into diverse loan products, taking into account all future life events – from family planning to potential investment property purchases.
- Considering property investment?For many New Zealanders who have owned their initial homes for some time, utilizing the equity they've diligently accumulated becomes a natural progression toward acquiring additional properties. Kiwis are inclined to invest their hard-earned resources in assets that not only possess aesthetic appeal but also tangible value, with real estate consistently emerging as a preferred investment avenue.Request a Call
At Everglow Finance, we hold accreditations with all major lenders, empowering us to devise personalized financial strategies for our clients, fostering sustained growth and efficient cash flow management. Building a strong portfolio of rental properties begins by assembling a skilled team of professionals, including accountants, solicitors, and mortgage advisers. With the right expertise at your disposal, your journey toward financial independence can be significantly accelerated.
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Business & Personal Lending
At Everglow Finance, we understand the varied financial needs faced by both businesses and individuals. Whether you're a business looking to expand or an individual pursuing personal milestones, we appreciate the significance of personalized financial support.Request a Call
Our range of lending solutions is carefully crafted to meet the specific needs of both personal and business ventures, giving you the essential support for success. We are dedicated to understanding your unique situation and are here to help you navigate your path to success, providing the necessary guidance and resources for continuous growth and prosperity.
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