About Everglow Finance

Welcome to Everglow Finance, founded by Denis Kim, a seasoned expert with over a decade of experience in guiding Kiwis towards homeownership in New Zealand. At Everglow, we firmly believe that every Kiwi deserves sound financial advice to empower them to make informed decisions that facilitate the secure repayment of their mortgages.

Our mission at Everglow is to craft personalized financial plans tailored to each client's unique circumstances, ensuring that they can achieve their mortgage goals. Whether you're a first-time homebuyer, a property developer, or embarking on a new construction project, we're dedicated to providing the support and guidance you need every step of the way.

We're committed to helping you secure pre-approval with the most competitive rates available in the market. Your financial success and homeownership dreams are our top priority.

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Meet the team

Denis Kim

Director / Mortgage Adviser

Drawing from his extensive background as a real estate agent, investor, and developer, Denis possesses a rich reservoir of knowledge and expertise. Denis takes great satisfaction in assisting individuals to realize their mortgage aspirations. With over a decade of dedicated service, Denis offers a wealth of expertise and insight in the field of mortgages. His personalized approach, tailored to each client's needs, significantly influences the journey towards homeownership.
Lou-Ann Pretorius

Credit Writer

With over six years of experience in the mortgage industry, Lou-Ann started her career as a Loan Writer in 2019 before advancing to a Mortgage Adviser in 2022. After gaining experience as an adviser, she decided to return to loan writing full-time. Her strengths include a methodical approach to work, ensuring accuracy from the start, and maintaining attention to detail throughout the process.
Lou-Ann specialises in processing loan applications, assessing borrowers' creditworthiness, and streamlining the loan approval process. With expertise in credit analysis, she tailors financing solutions to fit each client’s unique needs. Dedicated to providing outstanding service, she is committed to securing the best possible outcomes for our clients. Lou-Ann's primary focus is on residential mortgages, working closely with Denis to help clients achieve their homeownership goals. It is absolute pleasure to have her in our team!

Yulia Kan
Administration Assistant

As an Administration Assistant, I play a key role in ensuring the smooth and efficient day-to-day operations of the business. My responsibilities include managing online inquiries, coordinating event bookings, and supporting marketing efforts to enhance our brand presence. I assist in maintaining organised workflows, ensuring that client communications are handled promptly, and contributing to the overall efficiency of the team. By providing administrative support across various departments, I help create a seamless experience for both clients and colleagues.